What's Your
  Home Worth?

Modest Income – You Can Purchase A Home

Young couples, newlyweds, and singles with modest income are able to purchase with little or no down payment.  My experience will prove valuable in guiding first time buyers with modest incomes into affordable homeownership programs.  I enjoy assisting low and moderate-income clients in obtaining their dream home 

There are a number of programs available to meet your needs.  Some of these programs are based on total income and number of persons living in the home.  Over the past several years, home prices in many parts of the country have surged, making it difficult for even moderate-income households to by their first home.  I am dedicated to assisting you in obtaining the best loan to meet your needs.  We’ll talk to the best lender for your situation, then compare loans and get you pre-qualified. 
 

FHA-MSHDA – Reduced interest rate, based on family size and income

FHA-MCC – Tax credit to use more of your income during the year, based on income

Rural Development and Rural Development Subsidized – 0 down loans available in rural areas only.  Will allow the seller to pay purchaser closing costs and pre-paids.  30 year fixed rate and subsidized loans based on your income and family size